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StopChex Mentioned at the 2009 Kansas City Fed Conference

in ChexSystems

kansas-city-fed-payments-conferenceShould we be flattered… or concerned that they don’t get it? We were reviewing some of the presentations from the 2009 Payments Conference held by the Kansas City Federal Reserve, and saw a slide that mentioned StopChex.com. More About This ChexSystems Information…

Will New Overdraft Rules Increase the Number of People on the ChexSystems List?

Checking

Yesterday, the Board of Governors of the Federal Reserve announced a set of rules designed to prevent financial institutions from charging consumers fees for paying overdrafts on automated teller machine (ATM) and one-time debit card transactions, unless a consumer consents, or opts in, to the overdraft service for those types of transactions.

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Great New Prepaid Card Website

PrePaid Debit Card

If you are looking for a good second chance bank account, chances are that you’ve checked out some of the prepaid debit cards that are available (we talk about these cards quite frequently on this site). Prepaid debit cards can be a great alternative to a “regular” bank account. However, there are so many of these cards that it can be difficult to pick the right one. We’ve found a new website that makes it easy for you, with reviews and information about every major prepaid card on the market.

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A Great New Second Chance Bank — Probity Financial Services

Checking

Finding a good second chance bank that gives you a real checkbook and has all the features you need in a bank account has always been difficult (and it has been getting more difficult in recent years due to the banking crisis). We are very excited to have found a great new bank that has some amazing features for anyone looking for a new bank account.

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Why a Prepaid Debit Card May be Better Than an Checking Account

PrePaid Debit Card

The problem with being on the ChexSystems list is that it makes it hard (if not impossible) for you to open a new checking account for several years. But what if checking accounts were not as useful as they used to be? If that were the case, being on ChexSystems might not be so bad after all. Here’s news about a trend that may make you rethink whether you really need a new checking account.

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How to Deal With ChexSystems Problems (the Really Tough Ones)

ChexSystems Removal
Thumbnail image for How to Deal With ChexSystems Problems (the Really Tough Ones)

Many of our readers have come to accept that they are stuck on the ChexSystems list for the next few years, and choose to get a prepaid debit card account, or a second chance checking account and wait for their name to eventually drop off the ChexSystems list. But what about people who don’t [...]

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State of Missouri Sued on a Claim Relating to ChexSystems

ChexSystems
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Apparently, the great State of Missouri is the defendant in a lawsuit involving our favorite (that’s sarcastic) credit reporting agency — ChexSystems.  Yep, Missouri faces damages of to $250 Million (or more) if a recent class action suit is successful.

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Is the Number of People with ChexSystems Problems on the Rise?

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Thumbnail image for Is the Number of People with ChexSystems Problems on the Rise?

Since there isn’t much public information about ChexSystems and the number of people on the ChexSystems list, we need to look to other sources to identify trends associated with ChexSystems.  Find out why we think the number of people on ChexSystems is rising…

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