Finding a good second chance bank that gives you a real checkbook and has all the features you need in a bank account has always been difficult (and it has been getting more difficult in recent years due to the banking crisis). We are very excited to have found a great new bank that has some amazing features for anyone looking for a new bank account.
Probity Financial Services is a company based in Texas that came up with a great idea — provide great checking accounts with no hidden fees, and provide them to almost anyone (even people on the ChexSystems list). Their checking accounts have a single, simple monthly fee. You don’t get nickle and dimed to death with fees, and you don’t get hammered with outrageous overdraft fees (which, by the way, are $35 or more at many banks).

Here are just a few of the features you enjoy with a second chance checking account at Probity Financial:

• No Overdraft Fees. A Second Chance Checking Account with no overdraft fees means freedom from outrageous, unfair and unpredictable fees.
• No Transaction Fees. Use your debit card, write checks, pay bills, and transfer money to any other checking account as often as you need.
• No Minimum Balances. Open your Second Chance Checking Account, make a deposit and just start banking. There is no need to worry about keeping a minimum balance to avoid additional fees.
• Free Overdraft Protection. Probity Financial recognizes that it’s hard to always know your exact balance every minute of the day. With their Second Chance Checking Account, you can rest assured that they will cover your transactions up to your overdraft limit …and will never charge an overdraft fee or other hidden fees.
• Free Online Banking. Probity Financial’s Free Online Banking system let’s you pay bills electronically (why not save money on stamps?). This service is free.
• Free MasterCard ATM / Debit Card Free MasterCard ATM / Debit Card. Use your ATM / debit card anywhere in the world that MasterCard is accepted.

With all these great features (plus FDIC insurance, and all the other benefits you’d expect from a REAL bank), you need to do yourself a favor and check out the Probity Financial Bank Account.

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Related ChexSystems Banking Information:

1. New Second Chance Bank: iBankUp from UpSide
2. How New Banking Rules May Impact Your Second Chance Bank Account
3. Great New Prepaid Card Website
4. Second Chance Bank
5. Second Chance Checking Account

Tagged as: non chexsystems, second chance checking