If you need to set up a direct deposit, do a check by phone, or register your checking account with Paypal, you will need to provide them with your account information. The easiest way to do this is to look at a check and you’ll find your bank routing number and checking account number on the bottom left.
ChexSystems Removal
ChexSystems Disputes and Removal
We understand that not everyone can find a new bank account when they are on the ChexSystems bank list. For those people, ChexSystems removal (or taking steps to get your name off the ChexSystems list) is the only way to go. StopChex.com has the most comprehensive set of ChexSystems removal and repair information available. Check out our ChexSystems dispute and removal information below, and take steps to get off the ChexSystems list today!
Many of our readers have come to accept that they are stuck on the ChexSystems list for the next few years, and choose to get a prepaid debit card account, or a second chance checking account and wait for their name to eventually drop off the ChexSystems list. But what about people who don’t [...]
If you are a loyal reader of this site, you know we recommend that EVERYONE get a copy of their ChexSystems report. You need to know what is on your ChexSystems record, and the only way to find out is to order a copy of your official ChexSystems report. (We provide information on how to contact ChexSystems here).
Luckily, it can be relatively easy to stay off the ChexSystems list. The following section gives a listing of things to avoid doing that could land you on the list.
Do you realize how expensive it is to live life without a bank account? Learn why it is important for you to stay off the ChexSystems list (or get off the list if you are already on it). If you are on the ChexSystems list, chances are, you will have a hard time finding a good bank account.
One of the most effective ways to solve your Chex Systems problems is to get off the Chex Systems list completely. Remember, ChexSystems is not perfect—they make errors. If they have made any errors in your ChexSystems report, you may be able to remove the errors and clean up your Chex Systems record. This article explains how you do it.
Stuck on ChexSystems list? Did you know that you can remove certain negative information from ChexSystems so that you can get back to banking? Here’s a sample letter that you can use.
Have you recently been denied a bank account? Were you surprised to find out that you are on the ChexSystems list? Well, welcome to the crowd — lots of people are on that list! Here are a few things you should know about your Federal rights. You have some options under a law called the Fair Credit Reporting Act.
ChexSystems is no longer supporting the GetChecking program. The GetChecking program (used to) allowed people with negative items on their ChexSystems reports to open new bank accounts after passing a checking management class. Unfortunately, the program will no longer be available.
Did you know that you can remove false or erroneous information from your ChexSystems report? It’s called “ChexSystems removal” and the Fair Credit Reporting Act (FCRA) requires that ChexSystems do it upon your request.