If you have successfully applied for and opened a new non ChexSystems bank account, good for you! Or, even better, maybe you have successfully gotten OFF ChexSystems and have a new non ChexSystems bank account. In either case, you need to know how to protect your privacy while banking online and while using your new account online.

Some consumers may want to know how their personal information is used by their bank and whether it is shared with affiliates of the bank or other parties.

Starting July 2001, banks are required to give you a copy of their privacy policy once you become their customer, regardless of whether you are conducting business online or offline. You may also see a copy of it posted at the bank’s Web site. By reviewing this policy you can learn what information the bank keeps about you, and what information, if any, it shares with other companies.

Banks may want to share information about you to help market products specific to your needs and interests. If you do not wish to participate in information sharing, however, you have the right to prevent your bank from sharing your private personal information with parties not affiliated with the bank, except in certain limited circumstances. As of July 2001, your bank should provide a clear method for you to “opt out” of this type of information sharing.

You may have heard that some companies track your Web browsing habits while at their site, to understand your interests and then to market particular services or promotions. You may want to ask whether your bank tracks your browsing habits if these practices concern you. Also, your Web browser may enable you to block the ability of outside companies to track your browsing habits.

Your bank and your internet service provider may have more information about how to protect your privacy online.

Make sure to protect your privacy, and make sure to use your account wisely so you can stay out of trouble with ChexSystems!

Have you been able to open a new bank account? Maybe you opened a second chance bank account. Or maybe you were able to open a non-ChexSystems bank account. (good for you!). Now you should think about protecting your privacy.

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Related ChexSystems Banking Information:

1. How Do You Confirm that a Non-ChexSystems Bank is Legitimate?
2. ChexSystems Removal — How To Remove Fraudulent Info From Your ChexSystems Report
3. Opening a Checking Account with Bad Credit
4. Do I Need a Business Bank Account?
5. Finally! An Easy Way to Find a Local Non ChexSystems Bank