Comments on: Will New Overdraft Rules Increase the Number of People on the ChexSystems List? http://stopchex.com/will-new-overdraft-rules-increase-the-number-of-people-on-the-chexsystems-list.html ChexSystems and Second Chance Banking Information and Resources, Helping You Solve Your Banking Problems Fri, 03 Sep 2010 15:37:11 -0600 http://wordpress.org/?v=2.8.5 hourly 1 By: Joey S http://stopchex.com/will-new-overdraft-rules-increase-the-number-of-people-on-the-chexsystems-list.html/comment-page-1#comment-563 Joey S Sun, 15 Nov 2009 14:18:33 +0000 http://stopchex.com/?p=786#comment-563 I am unfortunate to be on the Chex Systems and don't know when I will get off of it. I used to work at Ruby Tuesday, they required direct deposit (even though I didn't have a bank account) and so they gave me one of their Prepaid Debit Cards to be paid on. Unfortunately, their card was pretty bad. But, from what I hear, it was typical because most cards either have a monthly fee or pretty limited as to the free items. I have worked at Starbucks for about 8 months now and they allow us to have a card called the Money Manager Card. The choice was pretty simple because there are no monthly fees, I can use it on their network (allpoint atms) free at all times, never any fees to buy things (signing or using my PIN and getting cash back if I want…all without a fee or surcharge), no overdraft. Let’s just say I haven’t paid a fee in the entire time I’ve had the card. It’s pretty simple to use it at no charge and I really don’t have to tip-toe around any limited free items like most other cards I have seen have. Oh, and don’t lose most payroll cards! If you do, it’ll cost you $$ even to get the replacement sent by the post office. My new card give free replacements when delivered by the post office all of the time. Or, if I want, I can get it delivered by Fedex for $10. Pretty reasonable as I sent something by Fedex a month ago and paid $14! My point is, if you are a company and are going to get your employees something, don’t do what Ruby Tuesday did and get something that costs your employees $$$ to use it! I hated them for “giving” us that card…IMHO of course. I should state that Walmart has something that is similar sounding to Money Manager Card. I think it is the Money Card or something like that. That card is definitely not the same. I did a quick Google search on Money Card when investigating the Starbucks offering and mistakenly clicked on a link to a Money Card “problem” page where people complained about it. Then, I realized that “Money Card” is not “Money Manager Card”. Thought I would let you know so you don’t make the same mistake. In fact, in many ways, my new card is better than my bank account ever was! So, while I am on the Chex Systems, it doesn't adversely affect me IMHO. I am unfortunate to be on the Chex Systems and don’t know when I will get off of it.

I used to work at Ruby Tuesday, they required direct deposit (even though I didn’t have a bank account) and so they gave me one of their Prepaid Debit Cards to be paid on. Unfortunately, their card was pretty bad. But, from what I hear, it was typical because most cards either have a monthly fee or pretty limited as to the free items. I have worked at Starbucks for about 8 months now and they allow us to have a card called the Money Manager Card. The choice was pretty simple because there are no monthly fees, I can use it on their network (allpoint atms) free at all times, never any fees to buy things (signing or using my PIN and getting cash back if I want…all without a fee or surcharge), no overdraft. Let’s just say I haven’t paid a fee in the entire time I’ve had the card. It’s pretty simple to use it at no charge and I really don’t have to tip-toe around any limited free items like most other cards I have seen have.

Oh, and don’t lose most payroll cards! If you do, it’ll cost you $$ even to get the replacement sent by the post office. My new card give free replacements when delivered by the post office all of the time. Or, if I want, I can get it delivered by Fedex for $10. Pretty reasonable as I sent something by Fedex a month ago and paid $14!

My point is, if you are a company and are going to get your employees something, don’t do what Ruby Tuesday did and get something that costs your employees $$$ to use it! I hated them for “giving” us that card…IMHO of course.

I should state that Walmart has something that is similar sounding to Money Manager Card. I think it is the Money Card or something like that. That card is definitely not the same.

I did a quick Google search on Money Card when investigating the Starbucks offering and mistakenly clicked on a link to a Money Card “problem” page where people complained about it. Then, I realized that “Money Card” is not “Money Manager Card”.

Thought I would let you know so you don’t make the same mistake. In fact, in many ways, my new card is better than my bank account ever was! So, while I am on the Chex Systems, it doesn’t adversely affect me IMHO.

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